- Sum Insured:
Screen cost of the Phone which is pre-agreed basis make and model and provided in attached excel - Tentative Premium will range between:
Premium as per attached excel - Terms and Conditions:
- Coverages: Screen Damage due to Accidental/Liquid Damage
- Listed make models are covered.
- Maximum age of the phone should be 18 months from date of activation
- 1 Claim is covered during the period of insurance
- Period of insurance: 1 year from the date of policy purchase.
- Deductible: 10% of claim amount subject to minimum of Rs. 500/- (rounded to the nearest 10)
- Coverage is based on IMEI. In case of transfer, Customer will have to start the transfer process by informing the insurance company
- Client to share Mobile and Customer information with DIGIT through API Integration/ Or it could be a direct digit website onboarding process.
- There will be a diagnostic process to check the condition of the screen of the phone.
- Major Exclusions:
- Theft / Burglary/Mysterious disappearance of the mobile phone.
- Any Loss Falling Under Mechanical Or Electrical Breakdown Or Electronic Derangement Or Malfunction.
- Any damage other than screen damage is not under the purview of this policy
- Any loss covered under Manufacturer’s warranty or recall
- General exclusions of war, contributory negligence, consequential loss, terrorism
- Normal wear and tear, scratch, pealing of paint etc
- Loss or damage resulting out of misuse or abuse, unlawful act or illegal activities
- Loss to data and contents including pictures, software, downloads, apps, music, or any content is not covered by this policy.